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Limited-time Chinese New Year eFD/eFD-i rates 🧧🙂

Hong Leong Bank (HLB) is ringing in Chinese New Year with a limited-time online eFixed Deposit (eFD) / eFixed Deposit-i (eFD-i) campaign that helps lock in higher promotional returns for a chosen tenure 💰✨. The headline offer featured in the promo is 3.65% p.a. for 12 months, and the campaign is also stated as available for Joint eFD/eFD-i placements 👫🎉.

For customers who prefer predictable returns and a fixed tenure, a fixed deposit can be a handy “set-and-forget” savings option 🙂. As always, customers should consider liquidity needs (fixed deposits are meant to be kept until maturity) and refer to the latest Terms & Conditions before placing funds 📝.

Promotional rates (per annum, p.a.) 📈

• 3 months: 3.40% p.a.
• 6 months: 3.55% p.a.
• 12 months: 3.65% p.a. (featured rate) 🏮

Promotion period ⏰: 29 January 2026 – 5 February 2026.

Minimum placement ✅: RM1,000.

Funding & maximum placement notes 💳

• Placement is described to be made by logging in to HLB Connect and funding from another bank account via FPX.
• The maximum deposit amount per transaction via FPX transfer is stated as RM200,000, and it is also subject to the prescribed maximum transfer limit of the relevant bank (based on the customer’s individual internet banking limits) 🧾.

How to place (online) 📲

1. Log in to HLB Connect.
2. Go to the deposit placement area and select eFixed Deposit / eFixed Deposit-i.
3. Choose the preferred tenure (3, 6 or 12 months) and confirm the promotional rate displayed.
4. Transfer/credit New Funds via FPX (minimum RM1,000), then submit the placement ✅🙂.

Important eligibility & rate notes ⚠️

• Valid for New Funds only. Terms and Conditions apply.
• The Promotional Rate(s) may be revised should there be an Overnight Policy Rate (OPR) change or at the discretion of the Bank with prior notice 📣.
• Placement timing 🕒: Placements are made via HLB Connect during the promo period and are typically available between 06:00 a.m. and 12:00 midnight. Submit before midnight on the last promo day to qualify.
• Processing time ⏳: Placement processing may take up to two (2) working days; the effective date is when HLB successfully completes the placement.
• Early withdrawal ⚠️: If the eFD/eFD-i is withdrawn before maturity (fully or partially), no interest/profit is payable on the withdrawn amount(s).
• Not stackable 🙅‍♀️: This promo is not valid with other ongoing promotions offered by the Bank.

For the full Terms & Conditions, click here (PDF) 📄🙂.

This Chinese New Year eFD/eFD-i promo is a simple way to potentially earn a higher fixed return on eligible New Funds, especially for those eyeing the 12-month featured rate of 3.65% p.a. 🧧💰. Customers are encouraged to verify the displayed rates in HLB Connect on the day of placement, read the Terms & Conditions carefully, and choose a tenure that matches their cashflow plans 🙂👍.

More campaign details (including current rate confirmation and online placement options) are available on the official Hong Leong Bank promotion page 🌐😊.

Disclaimer: Promotional details, rates and eligibility criteria are subject to change at Hong Leong Bank’s discretion. Customers should always refer to the bank’s latest official communication and terms and conditions before committing funds, and should assess how this promotion fits into their wider financial plans.

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