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CIMB is running a limited-time eFixed Deposit (eFD) campaign offering promotional rates of up to 3.45% p.a. for eligible online placements via CIMB Clicks or the CIMB OCTO App, funded through FPX (other banks) or selected CIMB accounts.

The placement can be made through CIMB Clicks Web or the CIMB OCTO App, with funding via other bank account (FPX) or from a customer’s own CIMB Account/-i (such as Current Account/-i, Savings Account/-i and DURIAN-i).

What is CIMB eFD?

CIMB eFixed Deposit (eFD) is a digital fixed deposit placement made via CIMB’s online banking channels. This campaign’s official Terms & Conditions are titled under eFD January 2026, so follow the campaign placement path on CIMB Clicks or the CIMB OCTO App to ensure they see the promotional rates during placement.

Campaign rates at a glance

During the Campaign Period above, eligible customers who place a minimum of RM1,000 into eFD can enjoy the following Campaign Rates for one cycle based on the selected tenor:

In simple terms, the 6-month option delivers the highest promotional rate at 3.45% p.a., while the 3-month and 12-month options cater to customers who want a shorter or longer lock-in period.

How to qualify

• Place your deposit within 9 January 2026 – 29 January 2026.
• Make a single placement of at least RM1,000 for 3 months / 6 months / 12 months.
• Place via CIMB Clicks (campaign direct link / promo page / eligible eDM link) or via CIMB OCTO App (Apply → Fixed Deposit).
• Fund via FPX (other banks) or selected CIMB accounts (CASA/-i / DURIAN-i).

How to place CIMB eFD online (quick guide)

1. Log in to CIMB Clicks Web or open the CIMB OCTO App.
2. Navigate to the fixed deposit placement section and access the campaign placement path (via CIMB’s promo links/pages).
3. Select eFD, then choose the preferred tenor (3/6/12 months).
4. Enter the placement amount (minimum RM1,000) and select the funding source (FPX or CIMB Account/-i).
5. Review the displayed campaign rate before confirming the placement.

Important notes to know before placing

1. One-cycle only: Campaign Rates apply for one cycle only. Upon maturity, the eFD may roll over for the same tenor at the prevailing rate.
2. Minimum deposit: Minimum single placement is RM1,000 during the Campaign Period.
3. No stacking of promos: The Campaign Rates cannot be used in conjunction with other offers, promotions and/or privileges unless otherwise stated.
4. Use the correct placement path: Participation is via CIMB Clicks (promo page / CIMB website promo page / eligible eDM link) or via CIMB OCTO App (Apply → Fixed Deposit), as stated in the official Terms & Conditions.

👉 Full Terms & Conditions: Read here (PDF). 📌 For complete and latest campaign information directly from the bank, refer to the official CIMB promotion page here.

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