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CIMB’s eFD-i Raya Bonus 2026 Campaign is offering returns of up to 3.65% p.a. for online placements from RM1,000 💰

The campaign is open to eligible individual customers, CIMB Group staff and sole-proprietorship customers aged 18 and above who have an active CIMB Clicks account together with an active Current Account/-i, Savings Account/-i or DURIAN-i maintained with CIMB.

Placements can be funded via FPX from other banks or through an eligible CIMB Account/-i, and can be made through the official CIMB campaign path on CIMB Clicks Web or via the CIMB OCTO App 📱. Compared with the previous round, the new campaign’s top advertised return is higher by up to 0.10% p.a. 📈.

Campaign rates

For placements of at least RM1,000, the following promotional rates apply for one cycle only:

The highest listed return is 3.65% p.a. for the 6-month tenor, while the 12-month tenor offers 3.55% p.a. and the 3-month tenor offers 3.40% p.a.. This campaign applies only to eFD-i (Maturity Returns); eFD-i (Monthly Returns) and eFD-i (Why Wait) are not included.

Important notes

• The promotional rate applies only when the eFD-i account is opened online through the designated CIMB promotional path, including CIMB Clicks, CIMB promotional pages or eDM links.
• A minimum placement of RM1,000 is required for the 3-month, 6-month and 12-month tenors.
• The campaign rate is valid for one cycle only. Upon maturity, the placement will be auto-renewed at CIMB’s prevailing board rate for the respective tenor.
• This offer cannot be combined with other promotions, offers or privileges unless stated otherwise.
• Funding from CIMB must come from the customer’s own eligible CIMB Account/-i, including Current/Savings Account/-i and DURIAN-i.

More useful points from CIMB: Profit under this campaign is paid upon maturity. During placement, the profit can either be credited into the designated CIMB CASA/-i or DURIAN-i, or added to the principal, depending on the selected profit payment mode. If the eFD-i is withdrawn before maturity, no profit will be paid. For unsuccessful FPX placements, the deducted amount will be refunded to the respective bank account within seven business days.

How to place CIMB eFD-i online

1. Log in to CIMB Clicks Web or open the CIMB OCTO App.
2. Enter the fixed deposit placement section through the campaign path so that the promotional rate is displayed.
3. Select eFD-i and choose the preferred tenor: 3 months, 6 months or 12 months.
4. Enter the placement amount, with a minimum of RM1,000, and choose the funding source via FPX or an eligible CIMB Account/-i.
5. Before submission, customers should check that the on-screen rate matches the campaign rate for the selected tenor.

Overall, this CIMB eFD-i campaign stands out as a convenient online option for locking in a promotional Islamic fixed deposit rate from just RM1,000 🌙. The 6-month tenor delivers the strongest listed return in the supplied campaign table, making it the headline pick for those comparing the available tenors.

Helpful official links: CIMB FPX eFD/eFD-i FAQ (PDF), open a CIMB Account/-i online, CIMB OCTO App, CIMB Clicks

👉 Full Terms & Conditions: Read here (PDF).
📌 For the bank’s official campaign details, visit the CIMB promotion page here.

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