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Boost your savings with CIMB eFixed Deposit/-i (eFD/-i) special online campaign 🎉

During the CIMB eFixed Deposit/-i (eFD/-i) Campaign, depositors in Malaysia can lock in attractive short-term rates of up to 3.45% p.a. by placing their funds online. With a minimum placement of just RM1,000, this promo is ideal for those who want fuss-free digital banking via CIMB Clicks Web or CIMB OCTO App, whether for conventional eFixed Deposit or Shariah-compliant eFixed Deposit-i.

Campaign Period : 2 December 2025 – 8 January 2026

What’s on offer

Throughout the Campaign Period above, eligible customers who place funds into eFD/-i will enjoy the following Campaign Rates for one cycle of their chosen tenor:

In simple terms, the 6-month tenor offers the highest promotional rate at 3.45% p.a., while the 3-month and 9-month options provide flexibility for those who either need very short parking or prefer a slightly longer holding period that is still under one year.

Who will benefit

• Savers needing short-term parking (3-9 months), for example those waiting to pay education fees, renovation costs, or a major purchase within the next year.
• Those who prefer Shariah-compliant placements and wish to place funds into eFixed Deposit-i under Islamic banking principles.
• Users who like the ease of online/FPX funding, as placements can be made via FPX from other bank accounts or from existing CIMB Account/-i such as Current Account/-i, Savings Account/-i and DURIAN-i.

Illustrative profit on RM10,000 placement

The examples below are for illustration only. Profit is calculated on a simple basis, and actual amounts will follow the bank’s calculation method and effective dates.

These figures give a rough idea of how much profit could be earned if RM10,000 is placed for the full tenor and kept until maturity, based on the stated Campaign Rates. The actual profit credited to the account will depend on the effective date of placement and CIMB’s final calculation.

What happens at maturity

At the end of the chosen tenor, the eFD/-i placement will mature. Under this Campaign, the promotional rate applies for one cycle only. Upon maturity, unless customers give fresh instructions, the eFD/-i will be automatically renewed for the same tenor at CIMB’s prevailing board rate applicable to eFD/-i at the time of renewal, not at the promotional Campaign Rates.

If customers wish to change the tenor, uplift the placement, or make a new promo placement (if a future campaign is available), they should review their options before the maturity date and take action through CIMB Clicks Web, CIMB OCTO App or other official CIMB channels.

Important notes

1. To be eligible for the special rates under the eFixed Deposit/-i (eFD-i) Campaign as stated above (“Campaign Rates”), customers must open an eFD/-i account online via the direct links on the CIMB Clicks website promotion page, CIMB website promotion page or eDM and place a minimum deposit of Ringgit Malaysia One Thousand (RM1,000.00) for a tenor of 3 months, 6 months or 9 months during the Campaign Period.
2. Campaign Rates are applicable for one cycle only. Upon maturity, the eFD/-i will be automatically renewed to its respective tenor and the prevailing CIMB board rate applicable to eFD/-i at the time of renewal shall apply.
3. The Campaign Rates cannot be used in conjunction with other offers, promotions and/or privileges unless otherwise stated by CIMB.
4. Transfer from CIMB can be made using the customer’s own CIMB Account/-i including CIMB Current/Savings Account/-i and Daily Unrestricted Investment Account-i (DURIAN-i).

For this Campaign, any early withdrawal must be a full upliftment of the entire eFD/-i balance. Partial withdrawals from the eFD/-i account are not allowed. If the eFD/-i is uplifted before the maturity date, no profit will be paid on that placement.

👉 Full Terms & Conditions: Read here.

📌 For complete and latest campaign information directly from the bank, refer to the official CIMB promotion page here.

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