| Starts | 13 Nov 2026 (Fri) | Ends | 15 Dec 2026 (Tue) |
|---|---|---|---|
| Location | Not Specified |
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Put spare savings to work with CIMB’s latest online fixed deposit promotion, offering attractive annual returns without the need to visit a bank branch. 💰
CIMB Malaysia’s eFixed Deposit/-i (eFD/-i) November 2026 Campaign is now running from 13 November to 15 December 2026, offering promotional rates of up to 3.90% p.a. with a minimum single placement of just RM1,000.
With five promotional tenors ranging from three to 15 months across conventional and Islamic fixed deposits, the campaign provides several options for different savings goals and maturity preferences.
Existing funds in a CIMB Current/Savings Account/-i (CASA/-i) or Daily Unrestricted Investment Account-i (DURIAN-i) can be used for the promotion. Transfers from another bank via FPX are also accepted.
Promotional placements are currently available through the CIMB OCTO App. CIMB’s campaign page specifically indicates that placements via CIMB Clicks are unavailable until further notice, although CIMB Clicks remains listed in the campaign terms and conditions as an approved channel.
💹 CIMB eFD/-i promotional rates from 13 November 2026
The following promotional rates apply to eligible new placements made between 13 November and 15 December 2026, both dates inclusive.
| Deposit product | Tenor | Promotional rate | Current board rate | Difference |
|---|---|---|---|---|
| eFD | 3 months | 3.55% p.a. | 1.65% p.a. | +1.90 percentage points |
| eFD | 7 months | 3.85% p.a. | 1.80% p.a. | +2.05 percentage points |
| eFD | 12 months | 3.90% p.a. | 1.80% p.a. | +2.10 percentage points |
| eFD | 15 months | 3.90% p.a. | 2.00% p.a. | +1.90 percentage points |
| eFD-i (Maturity Returns) | 10 months | 3.85% p.a. | 1.80% p.a. | +2.05 percentage points |
The comparison uses CIMB’s published conventional fixed deposit board rates and Islamic fixed deposit profit rates effective 11 November 2026. Board rates are subject to change.
Minimum single placement: RM1,000 for all five promotional options.
What’s changed?
All five promotional rates and their respective tenors remain unchanged from the previous campaign round, which ended on 12 November 2026. However, CIMB reduced several ordinary fixed deposit board rates effective 11 November 2026, making the promotional rates even more attractive by comparison.
The 12-month eFD rate has also increased from 3.75% p.a. during the earlier September 2026 campaign to 3.90% p.a. since 9 October 2026.
📌 Important rate distinction
The highest advertised rate of 3.90% p.a. applies exclusively to conventional eFD placements of 12 or 15 months. For those seeking a Shariah-compliant alternative, the 10-month eFD-i (Maturity Returns) offers 3.85% p.a.
The 12-month eFD offers an earlier maturity date at the same annualised rate, while the 15-month option locks in the promotional rate for another three months.
All advertised rates are expressed on a per annum basis. The campaign does not extend to CIMB eFD-i (Monthly Returns) or eFD-i (Why Wait).
For full campaign details, refer to the official CIMB eFD/-i campaign page and the November 2026 Campaign Terms & Conditions (PDF).
With promotional rates reaching 3.90% p.a., a relatively accessible RM1,000 minimum placement and several maturity options, CIMB’s November eFD/-i campaign is worth considering when setting aside savings. Compare the available tenors and confirm the displayed promotional rate before the campaign ends on 15 December 2026. 💰
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