We are now on Telegram. Click to join

Looking for a simple way to lock in a promotional fixed deposit rate without visiting a branch?

CIMB Malaysia’s eFixed Deposit/-i (eFD/-i) October 2026 Campaign is now live from 29 September 2026, offering campaign rates of up to 3.83% p.a. for customers who meet the campaign requirements. A minimum single placement of RM1,000 is required, with funding available from a CIMB Current/Savings Account/-i (CASA/-i), Daily Unrestricted Investment Account-i (DURIAN-i) or a current/savings account at another bank via FPX. 💹

⚠️ Important for FPX placements: Although funds can come from another bank, the eFD/-i must still be linked to a personal CIMB CASA/-i or DURIAN-i for placement, profit payment and withdrawal. Profit payments and withdrawals are credited to the designated CIMB account, and only accounts made available by CIMB can be selected as the designated account.

CIMB eFD/-i campaign rates

⚠️ Rate note: CIMB’s campaign graphic shows the 3.70% p.a. eFD-i option at 6 months, while the Important Notes and October 2026 Terms & Conditions list 7 months. CIMB’s Terms & Conditions state that they prevail over other campaign advertising materials, so the table above uses the 7-month tenor. Before confirming a placement, check that the intended promotional tenor and rate are displayed on screen.

Returning from the September round? The product-and-tenor mix has changed, not just the headline rate. CIMB officially discontinued the previous September 2026 campaign effective 29 September 2026, when the current round began.

For reference, see the historical September 2026 CIMB eFD/-i article and CIMB’s September campaign discontinuation notice.

Who can qualify? 👤

Eligibility covers new and existing individual customers, CIMB Group staff including contract and probationary staff, and sole-proprietorship customers aged 18 and above, provided the campaign requirements are met. An active CIMB Clicks account and an active CIMB CASA/-i or DURIAN-i maintained with CIMB are required during the campaign period. CIMB separately excludes SME/enterprise banking, commercial and corporate customers as determined by CIMB, as well as individuals below 18. Because the T&C separately include sole-proprietorship customers while excluding specified business-banking segments, a business customer whose CIMB classification is unclear should confirm the applicable customer segment with CIMB before making a placement.

New to CIMB? The campaign also covers eligible new customers once the required active CIMB Clicks and account relationship is in place. Start with CIMB’s online account opening page.

How to make an online placement 📱

1. Open the official CIMB eFD/-i campaign page and use the relevant promotional placement route.
2. For CIMB Clicks Web, enter through the direct promotional link on the CIMB promotion page or through a campaign eDM received from CIMB. The eDM route applies only to recipients of that eDM.
3. For CIMB OCTO App, tap Apply, then select Fixed Deposit or Fixed Deposit-i – Maturity Returns.
4. Select the required campaign tenor and enter a single placement of at least RM1,000.
5. Fund the placement from a CIMB CASA/-i or DURIAN-i, or from a current/savings account at another bank via FPX, subject to the applicable transfer limit.
6. Review the promotional rate, tenor, designated account, maturity instruction and funding account shown on screen before confirming the transaction.

⚠️ Before confirming: Make sure the promotional campaign rate is displayed on screen. The campaign applies only to eFD and eFD-i (Maturity Returns); eFD-i (Monthly Returns) and eFD-i (Why Wait) are excluded.

CIMB eFD/-i and eligible CASA/-i deposits are protected by PIDM up to RM250,000 for each depositor, subject to applicable rules. DURIAN-i is not protected by PIDM.

Useful CIMB links

• 📌 Official CIMB eFD/-i October 2026 campaign page
• 📌 CIMB FPX eFD/eFD-i FAQ (PDF)
• 📌 Open a CIMB Account/-i online
• 📌 CIMB OCTO App
• 📌 CIMB Clicks Web
• 📌 CIMB conventional Fixed Deposit rates
• 📌 CIMB Fixed Deposit-i profit rates
• 📌 Full Terms & Conditions: CIMB eFD/-i October 2026 Terms & Conditions (PDF)

For eligible savers seeking a fully online fixed deposit placement, this campaign offers a straightforward RM1,000 entry point and rates reaching 3.83% p.a. Visit the official CIMB eFD/-i campaign page, refer to the latest campaign Terms & Conditions if campaign materials differ, and confirm the intended promotional tenor and rate shown during placement before proceeding. 💰

Share this with your friends & loved ones on Facebook!