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Looking for a shariah-compliant online fixed deposit-i placement with promotional profit rates?

CIMB Malaysia is offering its eFixed Deposit-i (eFD-i) Campaign with returns of up to 3.60% p.a. for eligible online placements made via CIMB Clicks Web or the CIMB OCTO App 📱.

The campaign is already ongoing and runs until 30 June 2026. Eligible placements start from just RM1,000, making this a useful option for savers who prefer a short-to-medium tenor and the convenience of placing funds fully online.

This promotion is open to new and existing eligible individual customers, CIMB Group staff and sole-proprietorship customers aged 18 years old and above. An active CIMB Clicks account is required, together with an active Current Account/-i, Savings Account/-i or Daily Unrestricted Investment Account-i (DURIAN-i) maintained with CIMB.

Placements may be funded through FPX from other banks or through an eligible CIMB Account/-i. Compared with the previous round, the headline rate remains 3.60% p.a., but the top-rate tenor has moved from 6 months to 7 months. This makes the June round slightly less flexible for savers chasing the highest listed rate, as funds need to stay placed for one extra month. Recent CIMB eFD-i promos have moved from around 3.45% p.a. in late 2025, up to 3.65% p.a. in March 2026, then back to 3.60% p.a. from April to June 2026 📊.

Campaign rates

For a minimum single placement of RM1,000, these promotional rates apply for one cycle only:

The highest promotional return is 3.60% p.a. for the 7-month tenor. The 12-month tenor offers 3.55% p.a., while the 3-month tenor offers 3.40% p.a.. The promotion applies only to eFD-i (Maturity Returns). eFD-i (Monthly Returns) and eFD-i (Why Wait) are excluded.

Key campaign details

• Campaign period: 29 May 2026 to 30 June 2026.
• Minimum placement: RM1,000 in a single deposit.
• Eligible tenors: 3 months, 7 months and 12 months.
• Placement channels: CIMB Clicks Web through the official campaign/direct link, CIMB website promotion page, eDM link, or CIMB OCTO App.
• Product selection in CIMB OCTO App: Choose Fixed Deposit-i – Maturity Returns.
• Funding methods: FPX from other banks or eligible CIMB Account/-i, including CIMB Current/Savings Account/-i and DURIAN-i.
• Profit payment: Profit is paid upon maturity and may be credited into the designated CIMB CASA/-i or DURIAN-i, or added to the principal, depending on the selected profit payment mode.

Important things to know

• The promotional rates are valid for one cycle only. Upon maturity, the campaign rate will cease to apply, and the principal together with profit earned will be automatically renewed or rolled over for the same tenor at CIMB’s prevailing board rate or staff rate, where applicable.
• The promotional rates cannot be combined with other offers, promotions or privileges unless permitted by CIMB.
• Early withdrawal requires a complete upliftment or withdrawal of the balance in the eFD-i account. No profit will be paid if the eFD-i is withdrawn before maturity 🔻.
• For unsuccessful FPX placements, the deducted amount will be refunded to the respective bank account within seven business days.

How to place CIMB eFD-i online

1. Log in to CIMB Clicks Web or launch the CIMB OCTO App.
2. For CIMB Clicks Web, use the official CIMB campaign/direct link for the promotional placement path.
3. For CIMB OCTO App, tap Apply and select Fixed Deposit-i – Maturity Returns.
4. Enter the placement amount from RM1,000.
5. Select the preferred tenor: 3 months, 7 months or 12 months.
6. Choose the funding source, either FPX or an eligible CIMB Account/-i.
7. Select the preferred profit payment mode.
8. Before confirming, check that the rate shown on screen matches the campaign rate.

Who is not eligible?

This campaign is not open to SMEs, enterprise banking customers, commercial customers, corporate customers and entities such as partnerships, public listed companies, private limited companies, charitable or non-profit organisations, societies and professional partnerships. Individuals below 18 years old are also not eligible.

Useful CIMB links

📌 CIMB FPX eFD/eFD-i FAQ (PDF)
📌 Open a CIMB Account/-i online
📌 CIMB OCTO App
📌 CIMB Clicks
📌 Full Terms & Conditions: Read here (PDF)
📌 Official CIMB campaign page: Visit CIMB promotion page

In summary, this CIMB eFD-i promotion may suit eligible CIMB customers who want an online placement from RM1,000, prefer eFD-i maturity returns, and are comfortable with the campaign’s one-cycle promotional rate structure. Always review the on-screen rate, maturity instructions, funding account and full terms before confirming any placement ✅.

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