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CIMB’s eFD-i Raya 2026 Exclusive Campaign is offering returns of up to 3.6% p.a. for online placements from RM1,000 💰

The campaign is open to new and existing eligible individual customers, CIMB Group staff and sole-proprietorship customers aged 18 and above who have an active CIMB Clicks account together with an active Current Account/-i, Savings Account/-i or DURIAN-i maintained with CIMB.

Placements can be funded via FPX from other banks or through an eligible CIMB Account/-i, and can be made through the official CIMB campaign path on CIMB Clicks Web or via the CIMB OCTO App 📱. Compared with the previous round, the current campaign’s headline rate is 3.60% p.a. for the 6-month placement.

Campaign rates

For placements of at least RM1,000, the following promotional rates apply for one cycle only:

The highest listed return is 3.6% p.a. for the 6-month tenor, while the 12-month tenor offers 3.55% p.a. and the 3-month tenor offers 3.40% p.a.. This campaign applies only to eFD-i (Maturity Returns); eFD-i (Monthly Returns) and eFD-i (Why Wait) are not included.

Important notes

• To be eligible for the special rates under the eFixed Deposit-i (eFD-i) Campaign as stated above (“Campaign Rates”), customers must open an eFD-i account online via the direct links on the CIMB Clicks website promotion page, CIMB website promotion page or eDM, or via the CIMB OCTO App by selecting “Fixed Deposit-i – Maturity Returns”, and place a minimum single deposit of Ringgit Malaysia One Thousand (RM1,000.00) for a tenor of 3 months, 6 months or 12 months during the Campaign Period.
• Campaign Rates are applicable for one cycle only. Upon maturity, the eFD-i will be automatically renewed to its respective tenors and the prevailing CIMB’s board rate applicable to eFD-i at the time of renewal shall apply.
• The Campaign Rates cannot be used in conjunction with other offers, promotions and/or privileges unless otherwise stated.
• Transfer from CIMB can be made using the customer’s own CIMB Account/-i including CIMB Current/Savings Account/-i and Daily Unrestricted Investment Account-i (DURIAN-i).

More useful points from CIMB: Profit under this campaign is paid upon maturity. During placement, the profit can either be credited into the designated CIMB CASA/-i or DURIAN-i, or added to the principal, depending on the selected profit payment mode. If the eFD-i is withdrawn before maturity, a complete upliftment/withdrawal of the balance in the eFD-i account must be performed, and no profit will be paid. For unsuccessful FPX placements, the deducted amount will be refunded to the respective bank account within seven business days.

How to place CIMB eFD-i online

1. Log in to CIMB Clicks Web or open the CIMB OCTO App.
2. On CIMB Clicks Web, enter via the official CIMB campaign/direct link for the promotional placement path.
3. On the CIMB OCTO App, tap Apply and select Fixed Deposit-i – Maturity Returns.
4. Enter the placement amount, with a minimum of RM1,000, choose 3 months, 6 months or 12 months, and select the funding bank or eligible CIMB Account/-i as prompted.
5. Choose the preferred profit payment mode, then check that the on-screen rate matches the campaign rate before confirming the placement.

Who is not eligible: SMEs, enterprise banking, commercial and corporate customers, as well as entities such as partnerships, public listed companies, private limited companies, charitable/non-profit organisations, societies and professional partnerships, are excluded from this campaign. Individuals below 18 years old are also not eligible.

Overall, CIMB’s eFD-i Raya 2026 Exclusive Campaign offers a straightforward online placement option for eligible customers who want a short-term Islamic deposit with a headline rate of up to 3.60% p.a.. As always, customers should confirm the on-screen campaign rate, preferred profit payment mode and renewal details before submitting their placement.

Helpful official links: CIMB FPX eFD/eFD-i FAQ (PDF), open a CIMB Account/-i online, CIMB OCTO App, CIMB Clicks

👉 Full Terms & Conditions: Read here (PDF).
📌 For the bank’s official campaign details, visit the CIMB promotion page here.

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